Swiss Transparency Register from 1 October 2026: What you should prepare for EasyGov now

The Swiss Transparency Register will enter into force on 1 October 2026. Companies within scope will be required to report their beneficial owners – generally electronically via EasyGov. For portfolio managers under Art. 17 FinIA and managers of collective assets under Art. 24 FinIA, it is worth preparing the technical setup now: the time-critical step is not the filing itself, but linking your company to your EasyGov account.

What changes from 1 October 2026?

Once the new rules enter into force, companies within scope must report their beneficial owners within the applicable deadlines. Existing companies benefit from transitional periods – so no filing is required on 1 October itself.

The filing is generally made electronically via EasyGov. Registration is free of charge, and the register is not public: access is available to authorities as well as financial intermediaries and advisers under the AMLA.

Which deadlines apply to portfolio managers and managers of collective assets?

The applicable deadline depends on the legal form and audit regime. For managers of collective assets, the annual financial statements are audited in accordance with the principles of an ordinary audit; accordingly, the shorter transitional periods apply.

Institution Transitional period from 1 October 2026 Recommended target date
Manager of collective assets (Art. 24 FinIA) – company limited by shares (AG) 3 months 31 December 2026
Manager of collective assets (Art. 24 FinIA) – limited liability company (GmbH) or other legal form 4 months 31 January 2027
Portfolio manager (Art. 17 FinIA) – company limited by shares (AG) without an ordinary audit 5 months 28 February 2027
Portfolio manager (Art. 17 FinIA) – limited liability company (GmbH) subject to a limited audit individual assessment required provisionally 31 January 2027

Special case: If all beneficial owners are already entered in the Commercial Register as shareholders or members of a governing body, the transitional period is two years – our conservative target date is 30 September 2028. However, an earlier change to the Commercial Register also triggers the one-month filing deadline.

Two points should be noted: for a limited liability company of a portfolio manager subject to a limited audit, the wording of the law is not entirely clear; until this has been clarified, we recommend filing by the end of January 2027 as a precaution. Portfolio managers subject to an ordinary audit – due to an opting-up or because the thresholds under the Swiss Code of Obligations are exceeded – fall under the deadlines in the first two rows.

The law specifies periods in months rather than specific calendar dates. The target dates above have therefore deliberately been calculated conservatively.

Takes precedence over all transitional periods: the first change to the Commercial Register
If you make your first change to the Commercial Register after 1 October 2026, this generally triggers a filing deadline of one month from that change. Typical examples include changes to the board of directors, new signing authorities, a change of registered office, or changes to the company name, capital or articles of association. A change in management is only relevant if it actually results in a change to the Commercial Register, for example because a signing authority is registered.

Thereafter, if any information concerning the beneficial owners changes, the change must be reported within one month after the company becomes aware of it.

Why it makes sense to prepare EasyGov now

The regular filing process for the Transparency Register will be available from 1 October 2026. However, the technical setup can already be completed in advance – and this is what determines whether the eventual deadline will be comfortable or tight.

You need three things: a personal AGOV login for the responsible person, an EasyGov account, and the link between your company and the EasyGov account via its UID.

The time-critical step
An existing goAML account is not sufficient – it is a separate account and is not a government login. For EasyGov, you need a personal AGOV login as well as an activated link to your company. If a power-of-attorney process is required, EasyGov states that this may take up to 14 days. The power-of-attorney letter is sent to the company's registered office and must be signed in accordance with the company's signing authority and returned.

At the same time, you can already determine the beneficial owners and compile the required information.

How to link your company via EasyGov

  1. Log in or create an account. On easygov.swiss, select “Log in” if you already have a government login. Otherwise, select “Register” and create an AGOV account: confirm your email address, set up the login factor, enter your personal details and complete the account settings. For a new registration, we recommend AGOV. Existing CH-LOGIN accounts can currently still be used for EasyGov.
  2. Add the company. After the first login, the cockpit is empty. Select “Click here to get started”.
  3. Select government services for a company. Choose “I would like to use government services for a company …” and confirm with “Next”.
  4. Link an existing company. Choose “I would like to link an existing company … or apply for a UID”.
  5. Select the registered office. Choose “in Switzerland, Liechtenstein”.
  6. Search for and link the UID or company. Enter the UID in the format CHE-XXX.XXX.XXX or the company name and select “Search”. Check the company name, registered office, legal form and UID in the search result and select “Link”.
  7. Complete validation and the power of attorney. Wait for approval. If a power-of-attorney letter is sent to the registered office, sign it in accordance with the company's signing authority and return it. The company will then appear in your cockpit.
  8. File from 1 October 2026. In the cockpit, select the relevant company in the top right-hand corner and start the process “Report beneficial owners”.

Our recommendation: Authorise a second person as a deputy. This ensures that you remain able to act during absences or personnel changes.

What information should you have ready for the filing?

  • Company name, legal form, registered office and UID
  • For each beneficial owner: first name and surname, date of birth and nationality/nationalities
  • For each person: postcode, municipality of residence and country of residence
  • Confirmation whether an OASI/AHV number exists; if not, a copy of a permitted identification document such as a passport, identity card or foreign national's identity document
  • Whether control is exercised directly or indirectly
  • Where control is exercised through an ownership interest: the applicable range of 25–50%, over 50–75%, or over 75%
  • Other forms of control and the relevant arrangements, such as shareholders' agreements
  • Documentation of the ownership and control structure
  • If no natural person meets the relevant criteria: details of the highest-ranking member of the governing body
  • Internal documentation of the assessments performed

Where control is based on an ownership interest, the relevant range is sufficient; the exact percentage does not need to be reported.

The filing interface from 1 October 2026

The technical preparation up to and including linking the company can already be completed today. The actual filing interface will only become generally accessible from 1 October 2026; we have therefore not yet been able to test it ourselves.

We will review the complete filing process after the rules enter into force and update this article if necessary.

Our conclusion

The filing itself is relatively straightforward – the more important issue is timing. Three points should remain on your radar: your individual transitional deadline, the overriding rule triggered by the first change to the Commercial Register, and the lead time of up to 14 days for linking the company to EasyGov.

If you establish the EasyGov link now, only the actual filing will remain to be completed from 1 October 2026.

We are happy to assist with determining the applicable filing deadline, identifying the beneficial owners and preparing the filing.

Contact us

Die Experten der Peak Compliance stehen Ihnen jederzeit gerne zur Verfügung.

Reto Picenoni

Erstgespräch buchen+41 58 510 77 45info@peakcompliance.ch

Swiss Transparency Register from 1 October 2026: What you should prepare for EasyGov now

Das Beraterregister Schweiz: Jeder Finanzberater, der nicht einer umfassenden Aufsicht untersteht, muss im Beraterregister eingetragen sein.

Unser kompaktes E-Learning schult Sie praxisnah und effizient. Mit Abschluss der Schulung können Sie sich Kundenberaterinnen und -berater im Beraterregister eintragen lassen.

Die Vorteile

Grundschulung

Start

jederzeit möglich

Format

Online-Videoschulung

Sprachen

Deutsch und Englisch

Abschluss

Verleihung des Zertifikats «FIDLEG – Kenntnisse der Verhaltensregeln (Grundschulung)» / Gültig für den Eintrag im Beraterregister

Zertifizierungsstelle

BX Swiss AG / regservices.ch

Kompakt-Kurs

Dauer 4h

Refresher Kurs

Start

jederzeit möglich

Format

Online-Videoschulung

Sprachen

Deutsch und Englisch

Abschluss

Verleihung des Zertifikats *Refresher: FIDLEG Verhaltensregeln* / Gültig für die Erneuerung der Eintragung (24 Monate) im Beraterregister

Zertifizierungsstelle

BX Swiss AG / regservices.ch

Kompakt-Kurs

Dauer 2h

Warum eine Schulung zum Beraterregister?

  • Rechtssicherheit: Verstehen Sie die gesetzlichen Grundlagen und vermeiden Sie Haftungsrisiken.
  • Praxiswissen: Erhalten Sie konkrete Einblicke in die Praxis.
  • Compliance-Vorteil: Erfüllen Sie die Anforderungen von FIDLEG und steigern Sie das Vertrauen Ihrer Kunden.
  • Aktuelles Know-how: Inhalte basieren auf den neuesten gesetzlichen Vorgaben in der Schweiz.

E-Learning Beraterregister (Grundschulung | Refresher)

Inhalte der Beraterregister Schulung

Teil 1: Grundlagen und Verhaltensregeln

  • Ziele und Anwendungsbereich des FIDLEG
  • Definition von Finanzdienstleistern und Gewerbsmässigkeit
  • Regelungen für ausländische Finanzdienstleister
  • Fünf Hauptarten von Finanzdienstleistungen
  • Kundensegmentierung: institutionelle, professionelle und private Kunden
  • Opting-IN / Opting-OUT, Unterschiede FIDLEG vs. KAG
  • Verhaltenspflichten: Angemessenheit, Eignung, Informations- und Dokumentationspflichten

Teil 2: Organisation und Interessenkonflikte

  • Regulierungs- und Bewilligungspflichten
  • Eintragung ins Beraterregister Schweiz
  • Corporate Governance und Weiterbildungspflichten
  • Beizug Dritter und Zusammenarbeit mit Ombudsstellen
  • Umgang mit Interessenkonflikten: Drittentschädigungen, Eigenhandel, Offenlegungspflichten

E-Learning Beraterregister (Grundschulung | Refresher)

Ihre Vorteile auf einen Blick

Schneller Überblick über alle relevanten FIDLEG-Vorgaben
Ideal für Einsteiger und erfahrene Berater
Kompakte und praxisnahe Inhalte
Anerkannt für die Eintragung ins Beraterregister

E-Learning Beraterregister (Grundschulung | Refresher)

Hintergrund des Beraterregisters

Wer in der Schweiz Finanzdienstleistungen in der Schweiz anbietet und nicht bereits einer umfassenden Aufsicht unterstellt ist, muss sich in das Beraterregister eintragen lassen. Zuständig sind die von der FINMA anerkannten Registrierungsstellen.

Die Aufgaben der Registrierungsstellen umfassen unter anderem die Prüfung der Gesuche, die Verwaltung der Daten sowie die Kontrolle, ob die gesetzlichen Voraussetzungen erfüllt sind. Jede Registrierungsstelle entscheidet über die Eintragung und Löschungen von Beratern und überwacht, dass eingetragene Personen ihre Pflichten einhalten.

Wichtig ist zudem, dass die Registrierungsstelle alle Änderungen im Zusammenhang mit den Daten des Beraters entgegennimmt und aktualisiert. So wird sichergestellt, dass die Informationen jederzeit korrekt und aktuell sind.

Eine Ausnahme besteht nur, wenn Finanzberater ihre Dienstleistungen ausschliesslich gegenüber Professionellen erbringen. In diesem Fall kann auf eine Eintragung verzichtet werden.

Damit bietet das Beraterregister Transparenz und stärkt den Anlegerschutz, während es gleichzeitig klare Prozesse für Berater und Kunden definiert.

Das Beraterregister kann man sich wie eine offizielle Liste vorstellen. Auf dieser Liste stehen alle Finanzberater, die in der Schweiz arbeiten dürfen und nicht einer anderen strengen Kontrolle unterstehen. Für Kunden bedeutet das: Wenn eine Person im Register steht, weiss man, dass sie die nötigen Regeln kennt und eine Schulung gemacht hat.

Warum ist das wichtig? Viele Menschen verstehen die Welt der Finanzen nicht so genau. Man vertraut deshalb Beratern, die einem beim Anlegen, Sparen oder Versichern helfen. Damit Kunden geschützt sind, gibt es klare Regeln. Diese Regeln heissen FIDLEG. Sie bestimmen zum Beispiel, welche Informationen ein Berater geben muss, wie er mit Konflikten umgehen soll oder wie er Kundendaten dokumentieren muss.

Wer Finanzdienstleistungen anbietet, muss also entweder von einer Behörde überwacht sein oder sich ins Beraterregister eintragen lassen. Damit zeigt der Berater, dass er die Vorschriften kennt. Nach der Eintragung bekommt er ein Zertifikat. Das ist ein Nachweis, dass er geschult wurde und die Regeln einhalten kann.

Eine Ausnahme gilt nur für Berater, die ausschliesslich gegenüber Professionellen arbeiten. Damit sind grosse Firmen oder sehr erfahrene Anleger gemeint. In diesen Fällen ist kein Eintrag nötig.

Für alle anderen gilt: Ohne Eintrag im Beraterregister darf man in der Schweiz keine Finanzberatung für Privatkunden machen. Das schützt Kunden und sorgt für mehr Vertrauen.

Swiss Transparency Register from 1 October 2026: What you should prepare for EasyGov now

The Advisor Register Switzerland
Every financial advisor who is not subject to comprehensive supervision must be registered in the Advisor Register.
Our compact e-learning course provides practical and efficient training. Upon completion of the course, you can have yourself registered as a client advisor in the Advisor Register.

The Benefits

BASIC TRAINING

Start

Anytime

Format

Online video training

Languages

German and English

Certificate BASIC TRAINING

Award of the certificate
*FIDLEG – Knowledge of the Code of Conduct (Basic Training)* / Valid for registration in the Advisor Register

Certification body

BX Swiss AG / regservices.ch

Compact course

Duration 4 hours

Refresher Training

Start

Anytime

Format

Online video training

Languages

German and English

Certificate BASIC TRAINING

Award of the certificate
*Refresher: FinSA – Conduct Rules* / Valid for the renewal within 24 months in the Advisor Register

Certification body

BX Swiss AG / regservices.ch

Compact course

Duration 2 hours

Why Training for the Advisor Register?

  • Legal certainty: Understand the legal foundations and avoid liability risks.
  • Practical knowledge: Gain concrete insights into everyday practice.
  • Compliance advantage: Meet the requirements of FIDLEG and strengthen your clients’ trust.
  • Up-to-date know-how: Content based on the latest Swiss legal regulations.

E-Learning Advisor Register (Basic Training | Refresher Training)

Content of the Advisor Register Training

Part 1: Basics and Code of Conduct

  • Objectives and scope of FIDLEG
  • Definition of financial service providers and professional activity
  • Regulations for foreign financial service providers
  • The five main types of financial services
  • Client segmentation: institutional, professional, and private clients
  • Opting-IN / Opting-OUT, differences between FIDLEG and KAG
  • Conduct obligations: appropriateness, suitability, information and documentation duties

Part 2: Organization and Conflicts of Interest

  • Regulatory and licensing obligations
  • Registration in the Swiss Advisor Register
  • Corporate governance and continuing education obligations
  • Involvement of third parties and cooperation with ombuds offices
  • Handling conflicts of interest: third-party compensation, proprietary trading, disclosure obligations

E-Learning Advisor Register (Basic Training | Refresher Training)

Your Benefits at a Glance

Quick overview of all relevant FIDLEG requirements
Ideal for beginners and experienced advisors alike
Compact and practice-oriented content
Recognized for registration in the Advisor Register

E-Learning Advisor Register (Basic Training | Refresher Training)

Background of the Advisor Register

Anyone offering financial services in Switzerland who is not already subject to comprehensive supervision must register in the Advisor Register. The competent authorities are registration offices recognized by FINMA.

The tasks of these registration offices include, among others, reviewing applications, managing data, and ensuring that legal requirements are met. Each registration office decides on entries and deletions of advisors and monitors compliance with obligations by registered persons.

It is also important that the registration office receives and updates any changes to an advisor’s data. This ensures that the information is always correct and up to date.

An exception applies only if financial advisors provide their services exclusively to professional clients. In this case, registration can be waived.

The Advisor Register therefore provides transparency and strengthens investor protection while defining clear processes for advisors and clients.

You can think of the Advisor Register as an official list. This list includes all financial advisors who are allowed to work in Switzerland and are not under other strict supervision. For clients, this means: if a person is listed in the register, you know they are familiar with the necessary rules and have completed proper training.

Why is this important? Many people do not fully understand the world of finance. They rely on advisors to help them invest, save, or insure themselves. To protect clients, there are clear rules — called FIDLEG. These rules define, for example, what information an advisor must provide, how to deal with conflicts of interest, and how to document client data.

Anyone offering financial services must therefore either be supervised by an authority or register in the Advisor Register. By registering, the advisor shows that they know the regulations. After registration, they receive a certificate — proof that they have been trained and can comply with the rules.

An exception only applies to advisors who work exclusively with professional clients — meaning large companies or very experienced investors. In those cases, registration is not required.

For everyone else, the rule is: Without entry in the Advisor Register, you may not provide financial advice to private clients in Switzerland. This protects clients and builds trust.